Rebuild Florida • Department of Commerce
Fraud and Failure Documentation
Fraud and Failure Documentation
The attached photos reveal a blatant disregard for the homeowner’s wishes, property value, and the Like-Kind and Quality (LKQ) Standard principle expected under a federal HUD grant. LKQ mandates that restoration materials and craftsmanship match or exceed the original quality, ensuring comparable functionality and value. Instead, the restoration has diminished the home’s function, aesthetic appeal, health safety, and resale value. Contractors hired unskilled labor, used inferior materials to replace high-end finishes, failed to sequence work properly, neglected supervision, and caused damage to the property.
Rebuild Florida, tasked with overseeing this restoration, has mismanaged a projected three-month project into a four-year ordeal, harming the homeowner’s health, finances, and ability to live in her home. They have failed to advocate for her, engaged in fraudulent practices, ignored requests for a materials manifest, neglected to hold contractors to LKQ standards, and refused to reimburse her for storing household contents. Worse, they’ve threatened her and stripped her of control over her home’s repairs. The grant funds, intended for her benefit, have been squandered on substandard work without her consent, leaving her home and well-being compromised.
Status as of October 2025
Rebuild Florida’s gross negligence in overseeing the restoration of the home under a federal HUD grant demands immediate action. Over the past 12 months, four detailed inspections by the Rebuild Field Inspector identified over 100 deficiencies, as documented in the attached gallery, yet critical issues remain unaddressed.A glaring example is the contractor’s false promise to replace both air conditioning units. Only the newer unit was replaced, and they left the north end of the home disconnected for nearly three years. This has caused rampant humidity and mold, worsened by Rebuild’s contractors’ faulty construction and failure to address leaks and drainage. Despite repeated complaints and resulting health issues, Rebuild’s response was inadequate. One would think that Rebuild would immediately dispatch an air conditioning contractor to remedy the inoperable air conditioner following the first complaint.
This humidity/mold condition has been exacerbated by faulty construction, and remediation of leaks and drainage by Rebuild's contractors. Following complaints and health issues from the homeowner, Rebuild sent their own environmental health inspector out to review the house, but limited the scope of his inspection and instructed him not to use the term mold.
The results from the homeowner's independent state-certified environmental health inspector were provided to the Rebuild Florida inspector and they revealed:
- The exterior grade was improper and diverting water to the foundation area (partly because of improper installation of gutters and removal of stone planter from the north third of the home)
The vinyl siding was not sealed at the base or the various joints of the exterior
Rotted wood was observed behind the vinyl siding at the foundation .
The gutters were improperly pitched and unable to divert the water away from the property
The bathroom floors were exhibiting very high moisture under the ceramic tile.
Roof flashing was improperly executed diverting water into the property
The owner indicated that the vinyl plank flooring was installed over existing sheet vinyl.This may
be obfuscating organic growth, creating a water trap and may result in the release of mycotoxins
into the indoor environment.
There were very few areas of the property interior that did not exhibit excess moisture and/or
mold. The owner appeared to be suffering from reaction to the environment. The odor of mold
was pervasive throughout the property.
Insulting Response from Rebuild Florida
Rebuild Florida Case Manager Keon Scott provided a new scope of work that addressed less than 20% of the issues and indicated that signing off on the specified list of fixes would release Rebuild Florida from any remedies to other legitimate concerns. Failure to sign this agreement would result in a Termination for Convenience:
Following the inspection at your property a scope of work
was developed. The necessary scope of work is based on items deemed eligible to confirm program
standards… To proceed with the scope of work, your written confirmation and understanding of the following
homeowner responsibilities is required:
• You shall agree to the Scope of Work as identified
• You shall vacate the property within 30 days of signing this agreement, allowing unfettered
access to the contractors completing the scope of work as identified
• You shall remove all your belongings from the program provided storage unit(s) when directed
by your contractor or program representatives.
Without written confirmation the program will not proceed with next steps and take no further action in accordance with program guidelines.
The Wrong Width Window Installed and Trim used to Cover Opening Not Finished (Insulation/sealed behind trim? Reframed?
Utility Room Window Not Hung Correctly, Window Falls Out When Opened
Air Conditioning Vent Not Installe In Bathroom, Ceiling Drywall Not Cut for Vent • Air Conditioning Goes in the Attic?
Utility Room: Original Air Conditioning Vent not reinstalled and replaced with inferior vent missing damper mechanism- note improper installation
Master Bath Lights And Mirror rewired but no longer on the wall switch
Utility RoomLights And Mirror Over Sink but no longer on the wall switch
Bathroom Tile and Wood Visually Wet from the Walls not Properly Sealed And Water Runoff Issues From Gutters
Bathroom floors Measured very high moisture under the ceramic tile
Electrical Switch On East Wall Operates outside soffit lights and is supposed to operate the outlet below the window which Is now A blank
Still more blanks in the ceiling instead of repairing drywall, skimming and painting
1. Paneling Removed, Not Replaced
2. Light Switches Outside Bathroom Not Connected
Another Blank where there is supposed to be a light switch
Bathroom Shower Hook Broken (minor damage, but taken in cpmbination with other things broken adds up to intentional disregard for owner)
Missing Bathroom Switches: Should Be Three Separate Switches:
1) Lights on Mirror
2) Ceiling Lights 3) Bathroom Vent
Toilet Tank Cracked,Plumber said it had to be reeplaced. Unusable. Suspect Worker Stood On It.
Shower between Bathroom and Utility Room valvas leak, contractor said he would be replacing those.
The outlet behind utility room cabinet not finished with rewiring
Yet another outlet not rewired and replaced with a blank in utility room.
Floating Floors Not Installed Properly with expansion gaps Popping Up
Multiple Electrical Outlets Not Reconnected On West Wall During Rewire
More Blanks Where Electrical Switch Not Connected to Outlets On the Wall
Master Bed Room: Original Air Conditioning Vent not reinstalled and replaced with inferior vent missing damper mechanism- note improper installation
Contractor Damaged Door, Installed Veneer with Ugly Screws on the Right, Left is Separating Off Door Vent Not Cleaned Construction Dust
Close Up of Door Picture 2 Top Left Edge
Destroyed Alarm System, Did Not replace. Owner had the expense of replacing
Hurricane Window On West Wall Is Broken, Not Properly Installed
Master Bedroom East Louvered Closet Door Damaged
2 Items:
1) Unfinished, Raw Wood Trim Around Door
2) Blank where there was a Bathroom Light Switch (North Master Bedroom Wall)
East Wall Had 3 Way Switch Connected To Outlet In Separate Places- Replaced with Blank
Exterior Door Frame Not Correctly Installed:
1) Not Square
2)
Not Sanded
3) Not Stained
4) Missing Threshold and Door Sweep
North Foyer Four Panel Switch Missing:
1)Light Switch To Exterior Lights
2) Bathroom Lights Missing,
3) Outdoor Irrigation Pump Switch Missing- Not wired? Cannot Water My Grove - Sole Source of Income 4) Butt Uggly Unfinished Patch
A/C Control Thermostat Not Connected - North Air Conditioner Not Working
Fuse Box Door Broken, not repaired
Unfinished Look -Ceiling Trim Not Properly Replaced Shoddy Workmanship
Just Plain Ugly, Unfinished Look -Ceiling Trim Not Properly Replaced Shoddy Workmanship
Door Handle And Lock Don't Work, Correctly
Sink Cabinet Doesn't Fit Properly:
1) Soap Holder Blocks Faucet Handles
2) Hot Water Handle Blocks Tooth Brushes Hard to Operate
3) Mirror And Lights Above Sink Missing
4) Sink not Leveled to Drain Properly
Water From The Gutter Pours Onto the Window
Picture Text
Restoration of Wall, Lighting not Completed
Caulk Not Professionally Applied
Caulk (white and black) Is Not Applied Properly shoddy workmanship- White on Cup/Toothbrush Holder - Black on Soap Holder?
Missing an Electrical Outlet
Another Air Conditioning Vent Vent Without a Damper and looks like it is not sealed properly to the duct
Roof Leak Damaged Wall Paneling Never Remediated Source of Mold
Hole in the paneling
Klein Tools ET140 Pinless Moisture Meter: "OL" reading means the moisture content is over the limit
1. Window Falls Out When Raised
2. Baseboard thrown away-replaced with unfinished raw wood
3. Picture doesn’t show, but Rebuild Inspector agreed that flooring throughout house buckling–not correctly installed.
Chandeliers Are Not Put Back Up as Promised By Original Contractor. Some Missing Parts Now.
Original Casablanca Ceiling Fans Removed by the original contractor, He said He would put originals back up. Not Put Back Up, Some Broke. Replaced with Inferior quality Fans
Ceiling and Wall Electrical Not Restored. Example in just the Great Room alone: (5) Blanks on Ceiling (4) Blanks on Wall
1. Wood curtain valance removed/discarded
2. Trim removed/discarded/replaced w/unstained/unsanded raw wood
3. In-wall wiring replaced w/unsightly conduit.
4. Light switch no longer controls exterior lights,
5. (Behind Couch) Outlets on either side of French Doors not Reinstalled - Replacedwith w/blanks
6. Door frame not installed professionally, unfinished.
Unfinished Door Trim and Panelling
1. Two Out of the three custom wood valances were removed, not reinstalled, and are missing
2. (not visible) two electrical outlets on either side of this wall not restored, blank plates
Cheap Appearance: The Original Electrical Subcontractor was going to place all of the electrical behind panelling; the Contractor hired a different contractor who rewired the home on top of the paneling, diminishing the value of the home.
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